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The American Scholar Volume 72 No. 1 Winter 2003


The American Scholar (Winter 2003). Book of Days bye Emily Fox Gordon. Opening Exercises by Christopher Clausen. Rimbaud Rules by Daphne Merkin. The Caliph of Fonthill by Jamie James. “Nice to Meet you, Mr. Dickey” by Dana Gioia. Reference Works by Jeffrey Hammond. On Being Human by James McConkey…. More >>

The American Scholar Volume 72 No. 1 Winter 2003

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How to Apply For Financial Aid

Parents and students alike are filled with pride and a sense of accomplishment after high school graduation. Memories of all the hard work it took to complete high school, together with the expectations that many families have for their high school graduates to continue their education, make this time exciting for everyone. However, once families begin to actually research the costs funding your education, they are daunted by the prospect of having to come up with thousands, sometimes tens of thousands, of dollars every year. While no one should disregard the fact that higher education is going to require sacrifice by all involved, everyone should understand that with hard work and planning, higher education is a very attainable goal. The following are some suggestions for negotiating funding options. Have a Firm Conversation about the College Choice

Many students are enamored with a particular institution of study for reasons other than academic rigor. Whether it’s the sports teams or the reputation for social environment, students may be drawn to very expensive colleges for reasons that do not stand up to appropriate scrutiny. Once the student and parents have discussed the real reasons for making a particular college their top choice, they both may discover that it is more feasible for the student to attend a less expensive university, or even a community college, close to home for a year or two to save money. If the student is still attracted to the more expensive college at that time, then the family may make a decision to spend more for the last year or two. However, perhaps the student has made a university his or her top choice for very valid reasons, in which case the family can begin to look at different funding options. Everyone Works to Contribute

It is important for students to realize that their education is their financial responsibility, as well as their parents. Students should be working part-time while in school, and work-study is usually a part of any offered financial aid package. While some students may balk at the intrusion into their social calendar that working may cause, all working students benefit from having to manage their work, study, and social times wisely and efficiently. During the summer months, all students should work as much as possible in order to save for the coming school year; families may even consider taking a year off from school to save money. An innovative way to spend a year off is to work for VISTA or Americorps, as these government-sponsored volunteer programs provide a school stipend of between four and five thousand dollars after a year of service. Some institutions will even match that stipend with a grant once the student begins study. Fill out a FAFSA (Free Application for Federal Student Aid)

Filling out a FAFSA is actually one of the first steps students should do once they have decided to attend college, even if they are not sure they are eligible for financial aid. The FAFSA provides all of the information that any school will need in order to determine how much aid the student qualifies for, dependent and independent students alike. Besides determining eligibility for Pell Grants and other grants provided by the university, the FAFSA will allow the student to obtain Stafford Loans, which are federal loans that have excellent interest rates. Using the family’s tax information, the FAFSA will allow the family to decide if they are going to add any parental debt in order to pay for the student’s education, as well. Many university-based scholarships and grants are available for students, and eligibility is based on information provided in students’ FAFSA. Private Sources of Financial Aid

Having a conversation with the university’s financial aid office will give the family additional information about existing private sources of educational funding, like Sallie Mae or other private lending services. Some of these lenders have very good interest rates, but families will have to be careful to borrow only what they need to cover any funding gaps, for students risk leaving school with substantial debt they may be able to avoid by simply borrowing less money. Private scholarships are also available for students who qualify based on grades, civic membership, or other stipulations.

College can indeed be a financial challenge for families, but it is a challenge well worth the effort. According the U.S. Census Bureau, college grads earn, on average, a million dollars more over their lifetime than high school grads. When faced with that financial reality, families should be willing to do whatever it takes to find a way to make sure that all students who want to attend college have a way to do just that.

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Getting an MBA Degree Through Distance Learning

The concept of distance learning has been around for ages in the history of mankind. However, in recent times as we move in the information age, it has become the more accepted norm in society. Making the best use of various means and tools like the internet and audio-video conferencing, has helped students correspond with tutors or teachers more effectively. Definitely with numerous tools available for individuals, distance learning programs have gained immense popularity in the past few years. The growth in the ratio of MBAs awarded in recent years is definitely one of the few examples that show the impact of the increase in online learning programs.

Today there are number of institutes offering multiple online education courses through different universities. Among all these distance learning courses, the MBA is the most popular and in coming years expected to gain more recognition. This learning course degree has managed to grab the highest number students as compared to other courses. For those who still think the MBA through distance learning is mediocre to a regular MBA course, then they must change their perception.

If you are one of those who are looking for higher career achievement can now select to boost your career by opting for online MBA program. These days most of the distance learning MBA courses is available online and so as an individual you have no reason to delay pursuing your MBA just because you are busy with your work. Besides this, talking about the major benefit of distance learning MBA degree course is – you do not require completing your course in a water-tight study schedule. You can easily study at your own speed and appear the exams when you think you are ready.

You can apply for am MBA degree by following either of the two approaches-one can be by applying for a part time distance learning course and the other by applying full time learning course. While in the previous one you require to attend weekend classes but in latter one there are no such requirements. However, when you are planning to choose your MBA program, it is important that you select an MBA program from an accredited university or institute/school with a good track evidence and reputation. This small step and alertness can help you in avoiding any trap by degree mills or degree scams who want to defraud your money without giving you the degree that actually have any significance. Besides this, you must select the school that offers you a tuition rate you can afford, fit your style of learning best and give you the most flexible scheduling options.

Today MBA online degree have become increasingly popular and very acceptable to many employers. In fact many companies have started providing support in term of scholarships for their potential employees in order to enhance their management skills through online learning MBA program. The career opportunities open to MBA graduates are very genuine and should be taken into serious thought as you make decision regarding your future.

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Distance Learning Doctorate Psychology

Long distance learning doctorate psychology courses provide the students with opportunities for clinical experience and a heightened level of awareness of integrating conceptual and theoretical scholarship with applied psychology. While clinical psychology PhD courses are specializations that enable psychologists to practice in health care settings and community mental health centers, counseling psychology prepares psychologists to deal with functional relationships, healthy lifestyles and work on their clients’ strengths. The General Education Psychology PhD degree courses have tracks in Educational Psychology and research evaluation. The long distance learning doctorate psychology courses in Health Psychology is a specialization for practice in medical centers, research settings, business and industry, government and military as well as in sports and fitness centers.

The Curriculum

Long distance learning doctorate psychology courses explore every modality that guides assessment and intervention practices. Some universities provide hands on experience with practical training and internships on campus. Hence program availability depends on location. Other universities examine the total matrix of factors that influence psychological and physical health and offers PhDs that emphasize research, preparation of scholarship and systematic enquiry culminating in a dissertation. The application of theory for problem solving and conflict resolution expands the definition of health across individuals and cultures. The flexible programs are well suited to persons engaged in careers in health, teaching, clinical work, community development, consultation, mediation and so on.

The Universities

The North Central University Online has a long distance learning doctorate psychology program in Health Psychology/Behavioral Medicine. It uses a biopsychosocial approach to psychology. The Industrial/Organizational doctorate degree prepares learners to work in a variety of settings in different kinds of organizations. The skills imparted include the conduct of basic and applied research, problem solving for organizational and human health. The Saybrook Graduate School and Research Center has a program that is designed for practitioners who operate in non-traditional environments and their practice embraces expanded definitions of health.

Walden University has several PhD programs that address social issues that impact on societies and communities and equips the practitioner with the necessary skills for operating in their area of specialization. The Fielding Graduate University offers a PhD degree in Clinical Psychology with elective concentrations in Neuropsychology, Health Psychology and the Psychology of Violence. Apart from the above there are a number of “contract learning” courses conducted by the Long Island University Southampton, where seminars are conducted on campus for part of the course and the rest of the course is off campus. Argosy University conducts a number of courses in Clinical Psychology, Forensic Psychology, School psychology, Sport Exercise Psychology and General Psychology.

It other words, the choice of course depends on the student’s need for the tools and practices of psychology as they relate to their business, education and professional practice.

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